Ponca City and Kay County homeowners have more options than they realize. Answer a few questions — no name, no address, no exact income — and we'll match you to programs that can help.
We don't collect your name, exact income, address, or any ID numbers. Buckets and yes/no only. You'll call the program yourself when you're ready.
These are programs you likely or possibly qualify for based on what you told us. This isn't an official determination — each program will confirm eligibility when you apply.
Ponca City Community Development can help you understand your options — they can't apply for you, but they can point you at the right door.
Contact City Hall →Browse the full list, or use the screener above to find which ones fit you.
No. This tool helps you find which programs may fit your situation. The programs themselves — USDA, ODOC, VA, your tribe — decide if you qualify when you apply directly with them.
Nothing you enter is stored or tracked. Your answers live only in this browser tab — when you close it, they're gone. We don't collect your name, address, exact income, SSN, or any ID. Your answers are not shared with any program.
Eligibility rules change, funding runs out, and programs have discretion. We give our best match based on published rules. The program office makes the final call.
Most programs are federal or statewide, so this tool works for anywhere in Oklahoma. Our local administrator contacts focus on Kay County and the surrounding area.
Yes — the FHA 203(k) rehabilitation mortgage and historic tax credits are income-unrestricted or favor higher income bands. VA programs are based on service, not income.
This tool focuses on homeowners, but Historic Tax Credits and some CDBG commercial programs may apply. Contact Ponca City Community Development at (580) 767-0339.